--- Log opened Sun Dec 01 00:00:07 2024
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04:12  * L29Ah provides everyone access to bitcoin and monero
04:27 < alethkit> fenn: I assume no one's figured out a good way to get around this?
04:27 < alethkit> [Do founders have a tendency to get debanked?]
04:28 < alethkit> kanzure: https://en.wikipedia.org/wiki/Bank_of_North_Dakota ?
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17:38 < hprmbridge> Eli> It’s 2024 and stories are broken on x and Joe Rogan.
17:39 < hprmbridge> Eli> I’ve personally witnessed a lot of people lose their payment processor. Basically everyone in the peptide space gets their processor yanked.
17:43 < hprmbridge> Eli> My understanding was that the banks risk aversion is enormous and the money they would make from these transactions is smaller than the amount they could be fined. And there is very little you can do about it. And the banks talk to each other about clients. The leading nootropics seller lost at least 19 payment processors. And they don’t even sell peptides. Eventually you can run out and it’s an
17:43 < hprmbridge> Eli> existential threat to your company. I think the rules are unknown when it comes to knowing if they will take your processor or company. It has bankrupted a few companies that I’m aware of.
17:46 < hprmbridge> Eli> There was an individual who talks about operation choke point and he mentioned that you should have at least two banks. This is very good advice as when you lose one or it gets flagged you cannot make immediate and essential purchases. And there are multiple reasons it’s not a good idea to withdraw from your personal account to cover the difference.
17:48 < hprmbridge> Eli> With RFK and Elon solving these things I think there are a lot of builders who are deliriously happy.
17:53 < hprmbridge> Eli> There are a number of people who switch to crypto to solve it. The problem is then that only 10% of your customers use crypto and when you receive the crypto the price of crypto has already changed. The swing can be large enough that you can lose money on customer purchases.
17:54 < hprmbridge> Eli> These are my personal experiences. I don’t know if the problems with crypto payments for merchants is resolved nowadays.
18:09 < jrayhawk> Crypto settles in minutes. Exposure to crypto price volatility is vountary in a world of eurodollars and stablecoins.
18:10 < jrayhawk> er, voluntary
18:14 < hprmbridge> Eli> My personal experience was that low margin items could lose money even if it took only 15 minutes to settle. I never used stable coins, so I can’t comment on that. Also, there was a problem where even a one cent difference throws off your inventory manager, which also caused problems. If the automatic accounting on the backend did not match price and sale, the system gets angry. This was an
18:14 < hprmbridge> Eli> additional problem.
18:15 < jrayhawk> weird, most of the vendors i have seen offer discounts for crypto
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19:18 < ike8> Do you folks know the full story of why CMX-1152 peptide never came to market?
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21:52 < RangerMauve> Anyone using one of those consumer EEGs for BCI? Been thinking of mapping it to some actions on my computer to be more hands free.
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--- Log closed Mon Dec 02 00:00:06 2024