That's a great idea, in traditional banking there are wide initiatives to
standardize components between different actors, most widely used is Open
Banking , i think regardless of the usage, it could be hardware or
software, there is a big value in standrizating communications between
different components.

Here is more info about Open Banking:
https://fin.plaid.com/articles/what-is-the-open-banking-standard/#:~:text=The%20Open%20Banking%20Standard%20relies,data%20through%20their%20bank%20accounts

On Wed, Dec 23, 2020 at 10:42 AM monokh via bitcoin-dev <
bitcoin-dev@lists.linuxfoundation.org> wrote:

> Thanks for the input Luke.
>
> > 1) People should not be encouraged to write or use web browsers for
> their wallet.
>
> Indeed. Holding keys in the browser can be very insecure, however the spec
> is not limited to this. I will amend to make this clear. The same interface
> can be used to communicate from a web context or even desktop application
> with hardware wallets where keys are segregated safely. The prominent
> hardware wallets already have such an interface. Unfortunately as there has
> been no standardisation, an application must specifically provide an
> implementation for each wallet to be compatible.
>
> > 2) You may want to look over earlier work in this area.
>
> Please share if you have specifics in mind. What has been considered were
> mainly hardware wallet apis. The requests have been defined such that they
> would be compatible. I will make references to such considerations in the
> text. I welcome any feedback on what may be missing or problematic for
> these providers - something I will also pursue outwith the thread.
>
> -monokh
>
> On Wed, Dec 23, 2020 at 2:15 AM Luke Dashjr <luke@dashjr.org> wrote:
>
>> 1) People should not be encouraged to write or use web browsers for their
>> wallet.
>> 2) You may want to look over earlier work in this area.
>>
>> On Tuesday 22 December 2020 14:43:11 monokh via bitcoin-dev wrote:
>> > Hi
>> >
>> > This is a first draft of a BIP we intend to submit. The main intention
>> is
>> > to define a simple interface that wallets and applications can agree on
>> > that would cover the vast majority of use cases. This can enable writing
>> > bitcoin applications (e.g. time lock, multi sig) on the web that can be
>> > seamlessly used with any compatible wallets. We have implementations of
>> > such examples but I don't want to turn this thread into a promotion and
>> > rather focus on the spec.
>> >
>> > Appreciate input from the list. Please share if there are existing
>> efforts,
>> > relevant specs or use cases.
>> >
>> > ------------------------------
>> >
>> > A wallet interface specification for bitcoin applications
>> >
>> > ## Abstract
>> >
>> > This BIP describes an API for Bitcoin wallets and applications as a
>> > standard.
>> >
>> > ## Summary
>> >
>> > Bitcoin wallets should expose their address derivation and signing
>> > functions to external applications. The interface would be expressed as
>> > follows in javascript:
>> >
>> > ```
>> > {
>> > // Wallet Metadata
>> > wallet: {
>> > name: 'Bitcoin Core'
>> > },
>> >
>> > // Request access to the wallet for the current host
>> > async enable: (),
>> >
>> > // Request addresses and signatures from wallet
>> > async request ({ method, params })
>> > }
>> > ```
>> >
>> > In the web context the interface could be exposed at the top level of a
>> > webpage, for example under `window.bitcoin`. However this spec does not
>> > intend to define any standards for how and where the interfaces should
>> be
>> > exposed.
>> >
>> > ## Motivation
>> >
>> > Due to the seldom available APIs exposed by wallets, applications (web
>> or
>> > otherwise) are limited in how they are able to interact. Generally only
>> > simple sends have been available. A more robust API that introduces
>> other
>> > requests will promote richer Bitcoin applications.
>> >
>> > Additionally, wallet APIs have frequently included inconsistencies in
>> their
>> > interfaces and behaviour. This has required applications to build and
>> > maintain a separate client for each wallet, increasing the risk of bugs
>> and
>> > unintended behaviour as well as being a limiting factor for the
>> adoption of
>> > usable bitcoin applications.
>> >
>> > With a standardised wallet API:
>> >
>> > - Wallets have a clear API to implement
>> > - Applications have a clear expectation of wallet interface and
>> behaviour
>> > - Applications become agnostic to the wallet specifics, increasing
>> choice
>> > for users
>> >
>> > If more wallets implement the specification, applications will be
>> developed
>> > more confidently by benefiting from the wallet interoperability. This
>> > creates a positive feedback loop.
>> >
>> > ## Specification
>> >
>> > For simplicity, the interface is defined in the context of web
>> applications
>> > running in the browser (JS) however, they are simple enough to be easily
>> > implemented in other contexts.
>> >
>> > ### General Rules
>> >
>> > - For sensitive functions (e.g. signing), wallet software should always
>> > prompt the user for confirmation
>> >
>> > ### Types
>> >
>> > **UserDeniedError**
>> > An error type indicating that the application's request has been denied
>> by
>> > the user
>> > Type: Error
>> >
>> > **Hex**
>> > Type: String
>> > Example:
>> > `"0000000000000000000a24677957d1e50d70e67c513d220dbe8868c4c3aefc08"`
>> >
>> > **Address**
>> > Address details
>> > Type: Object
>> > Example:
>> >
>> > ```
>> > {
>> > "address": "bc1qn0fqlzamcfuahq6xuujrq08ex7e26agt20gexs",
>> > "publicKey":
>> > "02ad58c0dced71a236f4073c3b6f0ee27dde6fe96978e9a9c9500172e3f1886e5a",
>> > "derivationPath": "84'/1'/0'/0/0"
>> > }
>> > ```
>> >
>> > ### API
>> >
>> > The wallet must implement the following methods.
>> >
>> > **enable**
>> >
>> > The enable call prompts the user for access to the wallet.
>> >
>> > If successful, it resolves to an address (`**Address**` type) of the
>> > wallet. Typically the first external address to be used as an identity.
>> >
>> > **`UserDeniedError`** will be thrown if the request is rejected.
>> >
>> > **request**
>> >
>> > The request method must take one parameter in the following format:
>> >
>> > ```
>> > {
>> > "method": "wallet_methodName",
>> > "params": ["foo", "bar", "baz"]
>> > }
>> > ```
>> >
>> > For a list of mandatory methods see Table
>> >
>> > The wallet should reject request calls unless `enable` has been
>> resolved.
>> >
>> > Sensitive requests that involve signing should always prompt the user
>> for
>> > confirmation
>> >
>> > On success the request should resolve to the response as defined in the
>> > method table.
>> >
>> > **`UserDeniedError`** will be thrown if the request is rejected.
>> >
>> > **Mandatory methods**
>> >
>> > method: `wallet_getAddresses` params: [`index = 0, numAddresses = 1,
>> change
>> > = false`]
>> > return: `[ Address ]`
>> > error: UserDeniedError
>> >
>> > method: `wallet_signMessage` params: `[ message, address ]`
>> > return: Signature `Hex`
>> > error: UserDeniedError
>> >
>> > method: `wallet_signPSBT` params: `[ [psbtBase64, inputIndex, address]
>> ]`
>> > return: `psbtBase64`
>> > error: UserDeniedError
>> >
>> > method: `wallet_getConnectedNetwork` params: `[]`
>> > return: Network object `mainnet` | `testnet` | `regetst`
>> > error: UserDeniedError
>> >
>> > ## Rationale
>> >
>> > The purpose of the API is to expose a set of commonly used wallet
>> > operations. In addition, it should be flexible enough to serve for other
>> > requests such as node RPC calls.
>> >
>> > **Why is there a singular request call instead of named methods?**
>> > The transport layer for the requests cannot be assumed, therefore it is
>> > much more flexible to instead define an abstract format.
>> >
>> > **Why are the mandatory methods so primitive? Where is getBalance,
>> > getUtxos, ... ?**
>> > A wallet need not worry about providing every possible scenario for
>> usage.
>> > The primitives of keys and signing can expose enough to applications to
>> do
>> > the rest. Applications should have flexibility in how they implement
>> these
>> > functions. It is the role of a library rather than the wallet.
>> >
>> > ## Security Implications
>> >
>> > Great care should be taken when exposing wallet functionality
>> externally as
>> > the security and privacy of the user is at risk.
>> >
>> > ### Signing
>> >
>> > Operations that trigger signing using private keys should be guarded
>> behind
>> > confirmation screens where the user is fully aware of the nature of the
>> > transaction. In the example of a PSBT signature request, the outputs,
>> the
>> > inputs and which key is being used should be clearly marked.
>> >
>> > ### Privacy
>> >
>> > Some api methods expose metadata about the user, such as public keys.
>> > Depending on how privacy focused the wallet intends to be, the wallet
>> could
>> > protect these behind a confirmation. Commonly the wallet just needs to
>> give
>> > the origin access to all of its public keys, however it could also allow
>> > the option to expose only selected derivation paths.
>> >
>> > -monokh
>>
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