From: Andreas Schildbach <andreas@schildbach•de>
To: bitcoin-development@lists•sourceforge.net
Subject: Re: [Bitcoin-development] BIP70: Canceling Payments
Date: Mon, 03 Feb 2014 22:25:53 +0100 [thread overview]
Message-ID: <lcp1gk$1d6$1@ger.gmane.org> (raw)
In-Reply-To: <5kemthp1y7py3inyyquy78cf.1391459458968@email.android.com>
Have a look at my post "Payment Protocol for Face-to-face payments". In
short: I implemented BIP70 using combinations of either QR-code or NFC
plus Bluetooth. You can download a working preview app from:
https://github.com/schildbach/bitcoin-wallet/releases/tag/v3.30-bitcoinj0.11
On 02/03/2014 09:30 PM, Tim Tuxworth Founder Go-taxi.biz wrote:
> Is BIP70 limited to http only?
>
> What about face to face scenarios, or realtime like ticket sales or
> gambling, and socket and/or bluetooth type connections?
>
> Tim Tuxworth
> Founder Go-Taxi.biz
>
>
> -------- Original message --------
> From: Christophe Biocca
> Date:2014/02/03 10:49 AM (GMT-08:00)
> To: Tim Tuxworth
> Cc: bitcoin-development@lists•sourceforge.net
> Subject: Re: [Bitcoin-development] BIP70: Canceling Payments
>
> Over http, the merchant doesn't have the ability to reach out to the
> consumer's bitcoin wallet on their own. So sending "Cancel Payment
> Request" to the user is impossible.
>
> If the customer doesn't want to send, nothing ever needs to happen. So
> sending a "Reject Payment Request" to the merchant is useless.
>
> The unhappy path scenario with Payment Requests (customer paid, but
> for whatever reason that payment is no longer valid) can be simply
> solved in 1 of 2 ways:
>
> If the merchant realizes the mistake, they can refund the money.
> If the customer realizes the problem, they can contact the merchant,
> provide the signed request, and ask the merchant to return the funds.
>
> What isn't covered?
>
> On Mon, Feb 3, 2014 at 1:08 PM, Tim Tuxworth <tim@go-taxi•biz> wrote:
>> The process described in BIP70 might be ok for a simple "happy path"
>> scenario, but what if things don't work so smoothly. I'm not talking
>> here about technical issues, but _very common_ business scenarios such as:
>>
>> e.g. Merchant cancels request before payment is sent, such as when:-
>> - the merchant realizes that they charged the wrong amount
>> - the merchant realizes that they send the payment request to the wrong
>> customer
>> ...
>>
>> e.g. the Merchant or Customer decides to cancel the transaction after
>> the payment request is sent because:-
>> - the customer decides to pay by some other mechanism like cash or
>> credit/debit
>> - the customer doesn't have sufficient funds and decides not to purchase
>> - the customer changes their mind and decides not to purchase
>> ...
>>
>> It strikes me that a "Cancel Payment Request" message is required
>> and a "Reject Payment Request" may also be required (or maybe use the
>> same message for both).
>>
>> Tim Tuxworth
>>
>>
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next prev parent reply other threads:[~2014-02-03 21:26 UTC|newest]
Thread overview: 5+ messages / expand[flat|nested] mbox.gz Atom feed top
2014-02-03 20:30 Tim Tuxworth Founder Go-taxi.biz
2014-02-03 20:37 ` Christophe Biocca
2014-02-03 21:25 ` Andreas Schildbach [this message]
-- strict thread matches above, loose matches on Subject: below --
2014-02-03 18:08 Tim Tuxworth
2014-02-03 18:49 ` Christophe Biocca
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